Real Talk behind Bankruptcy

Real Talk behind Bankruptcy

May 30

Bankruptcy has not received the best reputation and more often than not, people associate filing for bankruptcy as the one-all, end-all of their futures, as an absolute last resort. It is not without reason – the word itself doesn’t necessary inspire the most positive of outcomes, nor has media representation been kind to the concept. However, filing for bankruptcy need not be the end of all hope – but the start of a whole new beginning with a clean credit history.

According to the website of Erin B. Shank, P.C., many people benefit financially after filing for bankruptcy. Some of these people are elderly people or veterans of war who are not always in the best financial states and it was filing for bankruptcy that allowed for them to keep certain assets such as their homes or vehicles with paying off their dues through a payment plan that works in accordance with their income and lifestyle.

Anyone can file for bankruptcy, if the situation really demands for it. Perhaps you are drowning in credit card bills or mortgage payments or student loans. If so, a consultation with a bankruptcy lawyer can help determine if filing for bankruptcy is the best course of action for your current situation.

There are several different chapters of bankruptcy that you may qualify for and they are highly individualized in order to cater to your given circumstance or the payment plan with which you wish to uphold in order to achieve financial stability. For individuals or private citizens, one of the most sought after claims for bankruptcy is the Chapter 7 claim. In fact, it is the most filed claim in the United States – and some people, with the help of effective bankruptcy lawyers, are free from all their debts within three to four months and are allowed a fresh financial start.

The Risks of Construction Work

The Risks of Construction Work

May 29

A lot of people tend to disregard the benefit of good, honest, manual labor. The pull of comfort in air conditioned surroundings without having to have grime and dust almost permanently embedded in your fingernails can be preferable to a lot of people – and it’s true, the world of construction isn’t for everyone. The men and women who make their livelihoods through this profession, however, are commendable for the hours they do, and the blood, sweat, and tears that they give in order to get the job done. As much as many people don’t want to do the job, it is a job that needs to be done.

A construction worker’s job is mainly tied to their hands and their strength. The loss of either one of those through an accident can be personally catastrophic. Can you imagine working with your hands all your life for a job you love, only to have them suddenly paralyzed or need to have them amputated due to a construction site accident?

It is a truly physical job that, in turn, dabbles with a lot of potentially dangerous materials and hardware. There are a lot of safety precautions in place in order to make sure that there are no mishaps or unfortunate incidents that result in personal injury. Ask any personal injury lawyer and they can tell you that injuries sustained with a construction site involved can get a lot more complicated than usual due to the quid-pro-quos that come with the profession. There is due risk and if there was injury sustained that requires compensation, there is needs must for proper investigation into the matter.

According to the website of New York City construction accident lawyers at Hach & Rose, LLP, there are many varieties of accidents that are prone to happen in situations surrounding construction sites. Was the work site constantly maintained and built upon sound enough foundation that could withstand the amount of work and pressure done to it without incident? Were the forklifts or cranes or other equipment handled by a worker that knew how to handle it? Was a worker injured due to a flaw in the design plan?

There are many situations involving construction site accidents that could constitute a lawsuit of personal injury. If you think you have been the victim of a construction accident that could have been prevented with adequate safety precautions, seek a personal injury immediately.